Navigating Social Security benefits can feel overwhelming, especially when you’re trying to match your life situation to what’s available. Instead of focusing on eligibility checklists, let’s walk through how these benefits apply during major life moments — from turning 62 to coping with a disability, or planning for your children’s future. Knowing which Social Security program aligns with your needs can help you maximize support when it matters most. Here’s your simplified guide to understanding benefits in real-world terms. 🎂 Retiring With Confidence : What Happens at Age 62? Hitting 62 is more than just another birthday — it’s your gateway to Social Security retirement benefits . If you’ve paid Social Security taxes for at least 10 years, you can begin collecting monthly payments based on your lifetime earnings . While you can start at 62, claiming earlier results in reduced benefits compared to waiting until your full retirement age . Some people opt to delay until 70 for...